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Federal Direct Loans


  1. Complete the FAFSA online.
  2. Receive award letter from the CCCC Financial Aid Office.
  3. Online Entrance Counseling and Master Promissory Note:
  4. You must have your FSA ID
  5. Return the Loan Amount Request Form to the Financial Aid Office to process your loan.

You must first apply for financial aid by filing the Free Application for Federal Student Aid (FAFSA). You may complete your FAFSA online.

The Financial Aid Office will review the processed FAFSA and determine your eligibility for all types of financial aid including grants, work study, and student loans. Once you have received your award letter from the Financial Aid Office, you may request a Federal Direct Stafford Student Loan if your award is not sufficient to cover your needs.

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All students applying for a Federal Direct Student Loan must complete the online Entrance Counseling and the Master Promissory Note. Students must submit the Loan Amount Request Form to the Financial Aid Office with the amount requested. Your loan will not be processed until all of the completed paperwork is received. You are not guaranteed the amount requested. You will be sent an award letter once your loan is processed showing you the amount that was able to be certified.

The maximum annual loan totals are based upon your year of enrollment. Dependent freshmen (under 30 credits) are eligible for up to $5,500. Independent freshmen are eligible for up to $9,500. Dependent sophomores (over 30 credits) are eligible for up to $6,500. Independent sophomores are eligible for up to $10,500.

Your online loan application is processed through the Federal Direct Stafford Loan Program. You must complete the process using the following three links:

Contact Finacial Aid

Office of Financial Aid
Location Nickerson Administration Building, Ground Floor
Hours Monday–Friday: 8:30am–4:30pm
Wednesday: 8:30am–7:00pm
Phone 774.330.4393
Fax 508.375.4026